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	<title>Surf and Sand Estates</title>
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	<link>http://surfandsandestates.com</link>
	<description>South Orange County Real Estate</description>
	<lastBuildDate>Tue, 07 Sep 2010 07:00:58 +0000</lastBuildDate>
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		<item>
		<title>Buying a Beach House? Laguna Beach Is the Place for You</title>
		<link>http://surfandsandestates.com/buying-a-beach-house-laguna-beach-is-the-place-for-you/</link>
		<comments>http://surfandsandestates.com/buying-a-beach-house-laguna-beach-is-the-place-for-you/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 07:00:58 +0000</pubDate>
		<dc:creator>smita</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Beach House]]></category>
		<category><![CDATA[Laguna Beach]]></category>
		<category><![CDATA[Laguna Beach California]]></category>
		<category><![CDATA[Laguna Beach House]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=461</guid>
		<description><![CDATA[Almost everyone would like to live by the ocean. Some people wait their entire lives before they retire to some place warmer near the ocean. But you do not have to wait that long. If you want to buy a beach house, Laguna Beach is the place for you, and right now is the time [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Almost everyone would like to live by the ocean. Some people wait their entire lives before they retire to some place warmer near the ocean. But you do not have to wait that long. If you want to buy a beach house, Laguna Beach is the place for you, and right now is the time to do it. Here are a few reasons why.</p>
<p>We are all suffering from the effects of a down trodden economy. We have also seen for sale signs go up in many neighbors’ yards. But this shaky housing market is not something to worry about; it is something to take advantage of. Houses are going at much lower prices, and the government is offering incentives on top of that. If you buy a beach house now, you could be making a great investment.</p>
<p>The federal government is offering 8,000 in tax relief to new home buyers. But banks and state governments are also giving incentive to buy. California especially, has many deals in place to encourage new home owners. If you have ever though about buying a beach house, Laguna Beach California is the place to do it.</p>
<p>But buying in Laguna isn’t just a good idea because of the low price that you will be able to get.  It is also a good idea because it is one of the most sought after real estate areas in the entire country. It is full of white sand beaches, and crystal blue ocean water. There is also a bustling nightlife, full of restaurants, live performances, and local watering holes.</p>
<p>Living in Laguna Beach will also open up a world of outdoor activity. Whether you like to fish, to surf, or to hike, Laguna Beach has everything you need to maintain an active lifestyle.</p>
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		</item>
		<item>
		<title>Homes for Sale! Orange County and Laguna Beach</title>
		<link>http://surfandsandestates.com/homes-for-sale-orange-county-and-laguna-beach/</link>
		<comments>http://surfandsandestates.com/homes-for-sale-orange-county-and-laguna-beach/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 07:00:09 +0000</pubDate>
		<dc:creator>smita</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Home for Sale]]></category>
		<category><![CDATA[Homes for Sale in Orange County]]></category>
		<category><![CDATA[Laguna Beach Homes]]></category>
		<category><![CDATA[Laguna Beach Real Estate]]></category>
		<category><![CDATA[Orange County Laguna Beach]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=456</guid>
		<description><![CDATA[In the past year, many people have shied away from the housing market. That is because currently, the housing market is very unstable. This is making a lot of people worry, but it shouldn’t. People need to look at this as an opportunity to buy up property. The government is offering incentives for people to [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>In the past year, many people have shied away from the housing market. That is because currently, the housing market is very unstable. This is making a lot of people worry, but it shouldn’t. People need to look at this as an opportunity to buy up property. The government is offering incentives for people to buy homes, and so are lending companies. Now is a great time to take a second look at signs that say homes for sale. Orange County, one of the most desired areas in the country, has a lot of real estate to offer.</p>
<p>Many people dream of living out in Orange County. It is a picturesque place that has been popularized through movies and television shows. Many people don’t look to buy real estate here because they figure that there isn’t any real estate for sale, or the homes that are for sale are extremely expensive. But you can get many great deals on homes for sale. Orange County, Laguna Beach, and the rest of southern California is a great place to look for real estate.</p>
<p>The Federal Government is offering 8,000 in tax relief to people who buy new homes this year. But what makes California especially appealing, is that the state government is offering incentives too. These range from lower mortgage rates, too no down payments, too fixed interest rates. California has always been an appealing place to buy real estate, but now the offer is getting even sweeter.</p>
<p>Another good thing about buying homes for sale in Orange County, is that the property value is bound to increase. <img class="alignright size-thumbnail wp-image-459" title="Home for Sale!" src="http://surfandsandestates.com/wp-content/uploads/2010/09/first-time-home-buyer-150x150.jpg" border="1" alt="Laguna Beach Real Estate" width="150" height="150" />Coastal property is a very coveted item since there is limited  space on the coast. Getting a piece of property in Laguna Beach, of the O.C. can be a very smart investment.</p>
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		</item>
		<item>
		<title>Laguna Beach Property for Sale &#8211; Get the Home of Your Dreams</title>
		<link>http://surfandsandestates.com/laguna-beach-property-for-sale-get-the-home-of-your-dreams/</link>
		<comments>http://surfandsandestates.com/laguna-beach-property-for-sale-get-the-home-of-your-dreams/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 07:00:34 +0000</pubDate>
		<dc:creator>smita</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Laguna Beach Homes]]></category>
		<category><![CDATA[Laguna Beach Property]]></category>
		<category><![CDATA[Southern Orange County City Homes]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=442</guid>
		<description><![CDATA[Many people dream about living on the Californian coast. Whether you are from the Midwest, the east, or the south, everyone dreams of the perfect life that California represents. This picturesque image is personified in Laguna Beach. If you have ever dreamed about owning Laguna Beach property, you should know that it is a possibility. [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Many people dream about living on the Californian coast. Whether you are from the Midwest, the east, or the south, everyone dreams of the perfect life that California represents. This picturesque image is personified in Laguna Beach. If you have ever dreamed about owning Laguna Beach property, you should know that it is a possibility. There are homes for sale right now, that could make your dreams come true.</p>
<p>Why would you want to buy Laguna Beach  property? If you like the ocean, then this is the perfect place for you. Whether you are looking for a white sandy beach to relax on, an ocean view to see an amazing sunset every night, or if you want water access for your many toys, Laguna Beach has a property for you. Living in this southern Orange County city is more about buying into a lifestyle, than it is about buying a home.</p>
<p>If you aren’t ready to move your life from your current location to the western coast, you should still look at some of the Laguna Beach property that is for sale. Many people buy homes out here for vacationing purposes only.</p>
<p>If you don’t think that you have the money to do this, well I’ve got money for you, either do a lot of the property owner out on the coast. In fact, it is very common for multiple people to go in on one vacation home. Whether you and your brothers and sisters go in on a property, or a group of close friends, and you can split the costs, and share the magnificent experience of living in this perfect beach town.</p>
<p>If you are interested in buying a home in this area, there are many real estate agents that can help you. Many agents work solely in this area because of it’s high demand.</p>
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		<item>
		<title>First Time Home Buyer Tips for Real Estate in Laguna Beach</title>
		<link>http://surfandsandestates.com/first-time-home-buyer-tips-for-real-estate-in-laguna-beach/</link>
		<comments>http://surfandsandestates.com/first-time-home-buyer-tips-for-real-estate-in-laguna-beach/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 07:00:13 +0000</pubDate>
		<dc:creator>smita</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[First Time Home Buyer Tips]]></category>
		<category><![CDATA[Laguna Beach Home Buyer Tips]]></category>
		<category><![CDATA[Laguna Beach Homes]]></category>
		<category><![CDATA[Laguna Beach Real Estate]]></category>
		<category><![CDATA[Real Estate in Laguna Beach]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=448</guid>
		<description><![CDATA[If you have decided to buy a home, you have a lot of tough decisions ahead. Purchasing a home is a huge financial responsibility, and you should take your time when making your decision. Here are a few first time home buyer tips that can make your purchase easier.
First, select your location. You have to [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>If you have decided to buy a home, you have a lot of tough decisions ahead. Purchasing a home is a huge financial responsibility, and you should take your time when making your decision. Here are a few first time home buyer tips that can make your purchase easier.</p>
<p>First, select your location. You have to decide where you want to live. Many people decide that they want to live on the coast in a warm place. Laguna Beach is the perfect option for most people. But now you have to decide if you want to live on the waters edge, or if you want to live near good restaurants, or if you want to be secluded. It is important that you visit Orange County so that you can get the layout of a city like Laguna Beach.</p>
<p>A house is going to cost a lot of money. However, there are many ways that a first time home buyer can get a discount. With the recent housing crisis, the government has begun to offer first time buyers an 8,000 dollar tax credit. You can also get special deals from individual banks. These deals can include things like no down payment, and lower interest rates. Make sure that you shop around to different institutions to see who can offer you the best deal.</p>
<p>If you want to make things go a lot easier, listen to the last of the first time home buyer tips, get an agent. There are many real estate companies and agents that operate solely in Laguna Beach because of the high demand. These agents can give you insider tips, and help you land the house of your dreams at a price that you will be able to afford.</p>
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		</item>
		<item>
		<title>A First Time Home Buyers Guide to Laguna Beach</title>
		<link>http://surfandsandestates.com/a-first-time-home-buyers-guide-to-laguna-beach/</link>
		<comments>http://surfandsandestates.com/a-first-time-home-buyers-guide-to-laguna-beach/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 07:00:19 +0000</pubDate>
		<dc:creator>smita</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[First Time Home Buyers Guide]]></category>
		<category><![CDATA[Laguna Beach Home Buyers Guide]]></category>
		<category><![CDATA[Orange County Laguna Beach]]></category>
		<category><![CDATA[Orange County Laguna Beach House]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=436</guid>
		<description><![CDATA[Buying a home is one of the biggest financial decisions that anyone can make. Not only do you have to find a house that you love, but also you have to find a place that is in the right location, and that is at the right price. Luckily, if you are shopping for property in [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Buying a home is one of the biggest financial decisions that anyone can make. Not only do you have to find a house that you love, but also you have to find a place that is in the right location, and that is at the right price. Luckily, if you are shopping for property in southern Orange County, especially Laguna Beach, you will be able to find the house of your dreams at a price you can afford. Here is a first time home buyers guide to real estate in Laguna Beach.</p>
<p>The first thing that you are going to want to do, if you haven’t already, is visit Laguna Beach. You need to make sure that you want to live in this area before you start to shop around. Once you visit though, you are sure to fall in love, and will start shopping right away.</p>
<p>The next item on your first time home buyers guide is to find out what type of deals are available to you. With today’s economy, and the current state of the housing market, there are a lot of incentive deals that you can find through the federal government, and through personal banks. The government is willing to give first time home buyers up to 8,000 dollars in tax relief. Many banks will also offer special loans and rates to first time buyers. Make sure you shop around and gather knowledge about purchasing real estate before you start to buy your house.</p>
<p>If you are serious about house hunting, you should probably hire an agent. An agent is going to do all of the legwork for you. You just tell them what you are looking for, and they will come back with a list of houses. This is the easiest way for someone to find a house.</p>
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		</item>
		<item>
		<title>Is It the Right Time to Buy a Laguna Beach House?</title>
		<link>http://surfandsandestates.com/is-it-the-right-time-to-buy-a-laguna-beach-house/</link>
		<comments>http://surfandsandestates.com/is-it-the-right-time-to-buy-a-laguna-beach-house/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 07:00:16 +0000</pubDate>
		<dc:creator>smita</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Laguna Beach]]></category>
		<category><![CDATA[Laguna Beach Homes]]></category>
		<category><![CDATA[Laguna Beach Houses]]></category>
		<category><![CDATA[Orange County Laguna Beach House]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=432</guid>
		<description><![CDATA[Many people have dreamed about living on the Pacific Coast, where they can bask in the sun all day while listening to the soothing sounds of the waves. But for one reason or another, have never committed to buying a Laguna Beach house. Here are a few things that might help you reconsider your decision.
Many [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Many people have dreamed about living on the Pacific Coast, where they can bask in the sun all day while listening to the soothing sounds of the waves. But for one reason or another, have never committed to buying a Laguna Beach house. Here are a few things that might help you reconsider your decision.</p>
<p>Many people want to live in Laguna because of the pictures that they have seen. All of Orange County has been put in the eye of the public with popular television shows, and movies. If this is all you are going off of, you need to visit this wonderful place. Renting a Laguna Beach house can help you to decide if you really want to make the move. Chances are, that once you visit, you are not going to want to leave.</p>
<p>But is it the right time? The housing market has been struggling for a long time, and many people are unsure of when to buy their next home. Second guessing yourself is going to make you miss out on some great opportunities. Right now, housing prices are low, and the government is offering tax breaks for people who buy property. You can get up to 8,000 dollars off of your purchase.</p>
<p>Buying a Laguna Beach house is also very likely to increase in value. So not only do you get a picturesque home in a scenic city next to the magnificent ocean. But you are also making a smart financial purchase.</p>
<p>If you have ever dreamed about living in one of the communities in Orange county, there is no better time to make a purchase than now. If money is tight, you might consider buying property with a group of friends or family members. Many of the cottages are owned by multiple families who use the homes for vacations.</p>
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		<item>
		<title>A First Time Home Buyer Grant Can Get You the House You Want</title>
		<link>http://surfandsandestates.com/a-first-time-home-buyer-grant-can-get-you-the-house-you-want/</link>
		<comments>http://surfandsandestates.com/a-first-time-home-buyer-grant-can-get-you-the-house-you-want/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 07:00:45 +0000</pubDate>
		<dc:creator>smita</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Laguna Beach]]></category>
		<category><![CDATA[Laguna Beach Home Buyer]]></category>
		<category><![CDATA[Laguna Beach Homes]]></category>
		<category><![CDATA[Laguna Beach Houses]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=418</guid>
		<description><![CDATA[The housing market today is very unstable. This makes many people overly cautious about buying a new house. However, both federal and state governments are offering tax incentives to people who purchase property. By using a first time home buyer grant, you can make the house you want, more affordable.
Housing prices continue to drop, and [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>The housing market today is very unstable. This makes many people overly cautious about buying a new house. However, both federal and state governments are offering tax incentives to people who purchase property. By using a first time home buyer grant, you can make the house you want, more affordable.</p>
<p>Housing prices continue to drop, and this is making a lot of people worried. But the truth of the matter is that if you are in the market to buy a house, you can get a great deal. Take a place like Laguna Beach. This small city by the sea is a perfect picture of the Californian life. There is the constantly rolling ocean, the gorgeous sunsets, and the white sand beaches. But there are a lot of homes in this area for sale. If you use a first time home buyer grant, you will be able to get your hands on these properties at an even lower price. And, since you are buying in such a beautiful part of the country, your property value is likely to increase.</p>
<p>These grants that are available to first time buyers can do a few things for you. First, they can give you a tax break of up to 8,000 dollars if you go through the government. Private lending companies will also make deals with first time owners. These benefits can include lower monthly payments, no down payments, and lower interest rates.</p>
<p>If you are serious about buying a home in the Laguna Beach area, you need to make sure that you shop around to different lending companies. The more time you take to find your loan, the better deal you will be able to find. A first time home buyer grant is a great way for you to get the house that you have always wanted.</p>
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		<item>
		<title>Monarch Bay Open House 9.01.2010 @10am-1pm</title>
		<link>http://surfandsandestates.com/monarch-bay-open-house-9-01-2010-10am-1pm/</link>
		<comments>http://surfandsandestates.com/monarch-bay-open-house-9-01-2010-10am-1pm/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 07:45:54 +0000</pubDate>
		<dc:creator>jamie</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=413</guid>
		<description><![CDATA[Have you dreamed of owning in the exclusive community of Monarch Bay? Now is your opportunity to purchase an amazing home in the oceanfront community of Monarch Bay located in Dana Point, CA. When you own in Monarch Bay you become a member of the Monarch Bay Club. The private beach club is managed by [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><a href="http://surfandsandestates.com/wp-content/uploads/2010/09/Print_-05.jpg"><img class="aligncenter size-medium wp-image-414" title="Monarch Bay Club" src="http://surfandsandestates.com/wp-content/uploads/2010/09/Print_-05-300x200.jpg" alt="" width="300" height="200" /></a>Have you dreamed of owning in the exclusive community of Monarch Bay? Now is your opportunity to purchase an amazing home in the oceanfront community of Monarch Bay located in Dana Point, CA. When you own in Monarch Bay you become a member of the Monarch Bay Club. The private beach club is managed by the St. Regis Resort, California&#8217;s only Mobil Five-Star and AAA Five-Diamond Resort. Indulge yourself in an array of delicious tastes at the ocean front dining room, on the patio and/or deck at the Monarch Bay Club. Make the most of the private fire pits at the beach for your next family gathering. This 24HR Guard Gated community of Monarch Bay features tennis, sports court and ocean front on-site parking. Monarch Bay Club has activities for all ages. In the summer, every Friday the Monarch Bay Club plays a feature film on the big screen. The beach at the Monarch Bay Club is great spot for surfing and paddle boarding. Enjoy Monarch Bay Club and leave everything behind&#8230;Beach-side towel, chair and umbrella services are available. However, if you are not in the market to purchase a home in Monarch Bay, consider purchasing a membership to St. Regis Resort Membership Club and Monarch Bay Club. Satisfy your personal passions, desires and indulgences. Please come by and visit me tomorrow @196 Monarch Bay Drive between 10:00AM-1:00PM, Wednesday Sept. 1, 2010.</p>
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		<title>The Mauli Ola Foundation Golf Tournament at St. Regis</title>
		<link>http://surfandsandestates.com/the-mauli-ola-foundation-golf-tournament-at-st-regis/</link>
		<comments>http://surfandsandestates.com/the-mauli-ola-foundation-golf-tournament-at-st-regis/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 05:09:03 +0000</pubDate>
		<dc:creator>jamie</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=403</guid>
		<description><![CDATA[The Mauli Ola Foundation Golf Tournament
Mauli Ola Foundation Presents
Surfers For Cystic Fibrosis
3rd Annual Golf Tournament
A day on the links at Monarch Beach Golf Course in beautiful Dana Point, CA
August 3rd (Tuesday)
Event Time: 1:00 PM (check in time 11:30 AM)
Thank you for participating in the Mauli Ola Golf Tournament. Our goal is to raise funds to [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><a href="http://surfandsandestates.com/wp-content/uploads/2010/07/st-regis-monarch-links-golf-course.jpg"><img class="aligncenter size-medium wp-image-406" title="st regis monarch links golf course" src="http://surfandsandestates.com/wp-content/uploads/2010/07/st-regis-monarch-links-golf-course-300x222.jpg" alt="" width="300" height="222" /></a>The Mauli Ola Foundation Golf Tournament</p>
<p>Mauli Ola Foundation Presents<br />
Surfers For Cystic Fibrosis<br />
3rd Annual Golf Tournament</p>
<p>A day on the links at Monarch Beach Golf Course in beautiful Dana Point, CA</p>
<p>August 3rd (Tuesday)<br />
Event Time: 1:00 PM (check in time 11:30 AM)</p>
<p>Thank you for participating in the Mauli Ola Golf Tournament. Our goal is to raise funds to take kids surfing who have cystic fibrosis. The ocean water and air facilitate clearance of mucus from the lungs so people with cystic fibrosis do not need to go to the hospital as much, medication and treatments are reduced and medical costs go down.</p>
<p>Monarch Beach Golf Links<br />
Few golf experiences can match the blend of stunning natural beauty and variety of challenges presented at Monarch Beach Golf Links. Here, along the dramatic bluffs of Southern California, master architect, Robert Trent Jones, Jr., has fashioned an intriguing layout in the Scottish links tradition on one of the select few oceanfront golf courses in California. Commanding sweeping views to the sea, this par-70 championship course offers an unending variety of play.</p>
<p>If you have any questions about the event, please call 949-892-7624 or email sswanson@mauliola.org</p>
<p>Team Entry ($1,200), Single Entry ($325),<br />
Cart Sponsor ($3,000), Title Sponsor ($20,000)</p>
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		<title>Best Deal in Monarch Beach Golf Course Home</title>
		<link>http://surfandsandestates.com/best-deal-in-monarch-beach-golf-course-home/</link>
		<comments>http://surfandsandestates.com/best-deal-in-monarch-beach-golf-course-home/#comments</comments>
		<pubDate>Sun, 25 Jul 2010 23:40:32 +0000</pubDate>
		<dc:creator>jamie</dc:creator>
				<category><![CDATA[Real Estate Information]]></category>

		<guid isPermaLink="false">http://surfandsandestates.com/?p=400</guid>
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